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Through our hea, unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value. Discover how a home equity agreement lets you access cash from your equity—no … Unlock has changed the lives of nearly 14,000+ homeowners featured story phoenix homeowner dana wanted to get … Wondering how unlock works? With an unlock home equity agreement (hea), you receive a lump sum of cash today in exchange for a share of … Unlock helps everyday american homeowners that have been left behind by the traditional home and finance system.