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*all loans subject to approval. The lowest rate assumes membership of at least seven months. Annual percentage rate (apr). Golden 1 offers several helpful online services for accessing your accounts on the go such as online banking, mobile banking, zelle, and more. At golden 1 credit union, community is our cornerstone. Golden 1s online bill payment service puts you in control. You can receive and pay bills, schedule recurring payments, and track your … With our mobile banking, you are never more than a tap away from your accounts - including bill payment, mobile deposit, zelle, and more. We’re here to help all californians set and achieve their financial goals.